Remote KYC: Attacks and Counter-Measures

Onboarding of new customers is a sensitive task for various services, like Banks who have to follow the Know Your Customer (KYC) rules. Mobile Onboarding Applications or KYC by Streaming are expanding rapidly to provide this capacity at home. Unfortunately, this leaves the authentication tools in the hand of end-users, allowing the attacker to directly tamper the video stream. With the rise of new digital face manipulation technologies, traditional face spoofing attacks such as presentation attacks or replay attacks should not be the only one to be considered. A new kind of face spoofing attacks (i.e. digital face spoofing) needs to be studied carefully. In this paper, we analyze those new kinds of attacks and propose a method to secure identity documents against both the traditional attacks and the new ones.