АНАЛИЗ ЗАРУБЕЖНОГО ОПЫТА РАЗВИТИЯ ИННОВАЦИОННЫХ МОДЕЛЕЙ КРЕДИТОВАНИЯ

The article notes the need to improve the lending activities of commercial banks based on the introduction of digital technologies in the process of assessing the creditworthiness of potential borrowers. An analysis of innovative lending models in foreign countries is presented, issues of managing credit activities and credit risks, the main directions of development of digitalization of banking activities are considered