DEVELOPMENTOFREMOTEBANKINGSERVICESINTHEKHOREZMREGIONBASEDONDIGITALBROKERAGESERVICESANDARTIFICIALINTELLIGENCE

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BAXTIYOROVXUDAYBERGANXAMDAMOGLI · Universidad Comunera

Abstract

Thisarticlepresentsaquantitativeanalysisofthestateofremotebankingservices(RBS)intheKhorezmregionfrom2020to2025anddevelopsamodelforexpandingbankingservicestowarddigitalbrokerageandAIconsulting.BasedonstatisticaldatafromtheCentralBankandregionalbanks,itisshownthattheshareofremotetransactionsintheregionhasincreasedfrom28.4%to64.7%,butinvestmenttransactionsremainlessthan3%ofthetotalvolumeofbankingtransactions.AmodelforintegratingbrokerageservicesintoRBSandanAIconsultantforpersonalizedselectionofinvestmentpackagesisproposed.Scenarioanalysisshowsan11–18%increaseinbankcommissionincomeoverthreeyearsanda2.5-foldincreaseininvestmentactivityamongthepopulation

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Published in: Zenodo (CERN European Organization for Nuclear Research)

DOI: 10.5281/zenodo.18767719

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DEVELOPMENTOFREMOTEBANKINGSERVICESINTHEKHOREZMREGIONBASEDONDIGITALBROKERAGESERVICESANDARTIFICIALINTELLIGENCE

Authors

Abstract

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Publication Details