D4.4 Consolidated Project Report: Best Practice Catalogue and Replication Manual for EU Regions and Communities

The SOTERIA Replication Manualprovides a practical, step-by-step approach aligned with the Regional Adaptation Support Tool (RAST) to help regional and local actors design, assess and implement insurance-based adaptation solutions. The approach is grounded in SOTERIA case studies and complemented with tools, templates and examples to support real decision-making contexts. This Manual is primarily intended for regional and local authorities, but it can also support other actors involved in insurance-based adaptation, including insurance partners, civil protection bodies, and technical practitioners or researchers. It is designed for users with different starting points: from those beginning adaptation planning to those with existing risk assessments who want to explore where insurance can reduce protection gaps. To facilitate uptake and reuse, the Manual is complemented by the SOTERIA Platform, which provides interactive access to tools, templates, and the project resources. Together, the Manual and Platform support regional and local authorities, insurers and practitioners seeking to integrate insurance into climate adaptation strategies. SOTERIA Knowledge Platform: https://soteria.bc3research.org/