ANALYSIS OF THE ACTIVITIES OF COMMERCIAL BANKS AND ITS CHARACTERISTICS

This thesis covers the process of analyzing the activities of commercial banks, their role in ensuring financial stability, and the importance of the banking system in the economy. The work analyzes the main functions of commercial banks, sources of income, risk management mechanisms, and ways to increase competitiveness. It also studies reforms in the national banking system, the introduction of digital banking services, and their impact on banking activities. According to the results of the study, it is substantiated that the effective operation of commercial banks is an important factor in the country's economic growth.