Systematic Review of Economic Education, Financial Literacy, and Transversal Skills Development

This paper examines the relation between transversal skills, economic education, and financial literacy in modern education. A systematic literature review was conducted in accordance with the PRISMA 2022 methodology, resulting in the selection and analysis of 49 peer-reviewed articles from Scopus and Web of Science. The paper explores theoretical considerations, pedagogical strategies, and the possibility of integrating these fields into educational practice. It identifies three specific points of research interest: firstly, to identify trends in the integration of transversal competencies into economic education; secondly, to assess how transversal skills impact the development of financial literacy; and thirdly, to create recommendations for educational programs and teaching methods. The results highlight that transversal skills—particularly critical thinking, collaboration, being digitally literate, and problem-solving—play an indispensable role in both learning economics and building financial literacy. While students of economic education gain insight into issues such as resource management, market mechanisms, and labor economics, financial literacy provides them with knowledge on personal finance issues, sustainability, and informed decision-making. An original aspect of the research is the attempt to merge transversal skills with economic education and financial literacy within a single framework. The results also indicate future directions of educational reform and point to ways to enhance students’ financial well-being and entrepreneurial capacity.