A Study on the Perception of Investors towards Mutual Fund Investment among Youth

The study provides a comprehensive analysis of investor preferences and perceptions toward mutual funds, focusing on the factors that drive their investment decisions. It highlights that most investors are motivated by the potential for higher returns coupled with lower risk, leading to a preference for Balanced Funds. The data, gathered from 120 respondents through a structured survey, revealed that many investors in India maintain a moderate risk appetite and still prioritize traditional saving habits over aggressive investment strategies. Furthermore, the research points to a gap in investor awareness, as many lack a thorough understanding of how mutual funds operate and how to manage them effectively. To strengthen investor confidence and encourage long-term participation, the study emphasizes the importance of transparent communication and comprehensive financial education.