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Antimicrobial peptides (AMPs) that also form functional amyloids exhibit remarkable environmental sensitivity, yet the physicochemical rules governing their structural switching remain unresolved. Here, we investigate how surfactant charge and assembly dynamics regulate the antimicrobial amyloidogenic transition of Uperin 3.5, a 17 residue amphibian AMP with pronounced conformational plasticity. Using an integrated approach combining all atom molecular dynamics simulations with circular dichroism and thioflavin T fluorescence assays, we systematically probe the effects of surfactant identity, concentration relative to the critical micelle concentration (CMC), peptide stoichiometry and ionic strength. We show that α-helical stabilisation and antimicrobial-like behaviour scale directly with surfactant charge: anionic Sodium dodecyl sulphate (SDS) induces the highest helicity in monomeric Uperin 3.5 (80 to 90%), followed by zwitterionic dodecyl-phosphocholine (DPC) (35 to 45%), while cationic Cetyltrimethylammonium bromide (CTAB) fails to stabilise secondary structure. This charge-ordered trend is mirrored in oligomer remodelling, with SDS driving the most rapid dissociation of beta-sheet tetramers, DPC inducing slower partial disassembly and CTAB exhibiting minimal effect. Above the CMC, micellar environments stabilise amphipathic alpha-helical states and efficiently dissolve amyloid assemblies. In striking contrast, under below-CMC conditions, limited SDS availability combined with peptide crowding promotes cooperative aggregation, where surfactant monomers act as dynamic scaffolds that nucleate N terminal beta sheet interactions, an effect strongly accelerated by physiological salt. Large-scale simulations reveal mixed alpha/beta aggregates whose formation is governed by electrostatic screening and surfactant-mediated co-assembly. Together, these findings establish surfactant charge and assembly state as quantitative, environment-dependent regulators of functional amyloidogenesis in antimicrobial peptides. More broadly, they suggest that controlled modulation of membrane-mimetic environments can be exploited to bias peptides toward antimicrobial or amyloidogenic states, offering conceptual avenues for therapeutic strategies targeting peptide misfolding and neurodegenerative disorders.