МИНТАҚАВИЙ РИВОЖЛАНИШДА МОЛИЯВИЙ ВОСИТАЛАРНИНГ НАЗАРИЙ АСОСЛАРИ ВА САМАРАДОРЛИГИНИ БАҲОЛАШ

This article analyzes the theoretical essence of financial instruments in regional development processes, their role in the economic system and issues of assessing their effectiveness. The study examines the classification of financial instruments, their theoretical foundations in relation to economic schools, and the mechanism of their influence on regional economic development. Also, the fiscal, investment, institutional, social, and innovation criteria used in assessing the effectiveness of financial instruments are scientifically substantiated